Five Reasons to Shop With a Prepaid Visa Debit Card

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1.) It Will Help You Focus On The Necessities.

With a prepaid Visa debit card, your limit is based on how much money you have loaded into the account. This is much better to shop with rather than a credit card that has a limit set by the card's company. Additionally, credit cards make it all too easy to adopt the "buy now, pay later" mentality because you can make purchases that would be otherwise out of your budget. Credit card companies thrive when you are unable to pay your bill off completely each month and it is far too easy to get lost in that debt! By using a prepaid Visa debit card, you'll be able to avoid that debt trap and make only the necessary purchases.

2.) It's Safer Than Carrying Around Cash.

Visa provides fraud monitoring services as an additional benefit with their prepaid cards, which makes it much more appealing than having cash on you at times in case your wallet or purse is ever stolen. Should this unfortunate event ever happen, you can simply cancel your prepaid card number so that none of the money in your account can be accessed by another person! When it comes to security and convenience, there's truly nothing better than a prepaid Visa debit card.

3.) Shop Online Without The Montly Bill.

Let's face it - we've all been a bit surprised at a credit card bill that's come through our mailbox from an online shopping spree. Maybe you were not expecting to spend as much as you did, or perhaps you made a purchase that was too large for your budget. Either way, prepaid Visa debit cards allow you to make purchases based on your available balance without the large monthly bill that will take months to pay off.

4.) No Interest Fees.

Shopping with a credit card is like purchasing that certain product using a loan with around 18% interest. Since you would never sign up for a mortgage or student loan at that interest rate, why should you do the same with your credit card? Shop with a prepaid debit card so you'll never have to pay outrageous interest fees again!

5.) No Overdraft Fees.

Saving yourself from recurring overdraft fees is an invaluable convenience. If you take advantage of this offer with a prepaid Visa debit card, you'll not only avoid large overdraft fees - it can even help raise your credit score! Some prepaid debit cards offer credit reporting with online billpay.

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Source by P. Zulueta